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Review 9/25/2011
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JANIAND AND ASSOCIATES IS A SCAM I WAS WITH THE COMPANY SINCE 2009 I WORKED WITH ABOUT 8 DIFFERENT NEGOTIATORS (SO THEY CALL THEM…..) MY LENDER WAS BANK OF AMERICA AND THEY WERE SUPPOSE TO WORK ON MY MODIFICATION I WAS ASKED BY THE COMPANY TO STOP MAKING MY PAYMENTS BECAUSE WE WERE DENIED A MODIFICATION BECAUSE THEY SAID THERE WAS NO HARDSHIP SO WE GOT A CALL FROM ARE SO CALLED NEGOTIATORS SAYING THAT THE BANKS ARE NOT MODIFYING PEOPLE WHO ARE CURRENT AND WE WERE TOLD TO STOP MAKING PAYMENTS SO THAT THE LENDER WILL SEE THAT WE HAD A HARDSHIP (NOW I WANT TO REMIND YOU THAT THEY SAID STOP MAKING PAYMENTS) SO WE DID AND WE WENT AND APPLIED FOR ANOTHER MODIFICATION AFTER ABOUT ANOTHER YEAR WITH NO RETURNED CALLS AND UN RETURNED EMAIL WE THEN FELL IN FORECLOSURE WE RECEIVED CALLS FROM THE LENDER ABOUT 20 TIMES A DAY AND WE WERE SCARED SO WE REQUESTED A REFUND FORM JANIAND AND ASSOCIATES WE THEN WERE TOLD ARE FILE WAS TRANSFERRED TO INGRID FRANCO AT 877-369-4529 EXT 107 AFTER LEAVING SEVERAL MESSAGES WITH HER AND NO RETURNED CALLS WE HAD A SALE DATE ON ARE PROPERTY SO WE DI DENT KNOW WHAT TO DO WE HEARD ABOUT ANOTHER COMPANY FROM ONE OF ARE FRIENDS CALLED N.H.C LAW GROUP ( NATIONAL HELP CENTER LAW GROUP) http://www.nhclawgroup.com/ WE THEN WERE CHARGED $4,500 SAYING WE CAN GO TO LITIGATION WITH ARE LENDER WHICH IF YOU READ THERE SITE THEY TELL YOU WHAT THAT MEANS (http://www.nhclawgroup.com/litigation.html) SO AFTER WORKING FOR THE COMPANY FOR ABOUT 3 MONTHS SOMEONE CALLED US AND SAID THAT THEY NEEDED SOME PAPERWORK FROM US I TOLD THEM THAT WE THOUGH WE WERE SUING THE LENDER THEY TOLD ME THAT THEY NEED IT ON FILE (REMIND YOU WE HAD A SALE DATE ON SEPT 15TH) THEY RUSHED US TO GET THE DOCUTMENTS SO WE SENT THEM SO ARE SALE DATE WAS PUSSED BY THE COMPANY (SO WE THINK) WE THEN RECEIVED A CALL FROM DANIEL SAYING HE WAS WORKING ON ARE FILE NOW THIS IS 1 MONTH LATER AFTER SEVERAL CALLS TO THEM AND SEVERAL MESSAGES SO WE RECEIVED ANOTHER SALE DATE AND WE WERE ASKED FOR MORE PAY STUBS BY DANIEL HE SAID THAT THEY NEED THEM EVERY MONTH WHICH WHEN WORKING WITH JANIAND AND ASSOCIATES THEY ASKED FOR THE SAME DOCUMENTS I THEN THOUGHT TO CALL THE LENDER AFTER TALKING TO 3 DIFFERENT DEPARTMENTS WE THEN SPOKE TO A COSTUMER SERVICE REP SHE SAID SHE WAS ASSIGNED TO ARE FILE I THEN SAID ……… WHAT FILE SHE SAID A MODIFICATION I SAID WE NEVER APPLIED FOR A MODIFICATION SHE THEN TOLD ME THE DOCUMENTS THAT WERE SENT IN SHE TOLD ME ARE FILE WAS IN REVIEW AND NO DOCUMENTS NEEDED I DI-DENT WANT TO MESS WITH ANYTHING SO I SAID OK THEN I CALLED DANIEL WHICH HE SAID THAT WE HAD TO SEND THE DOCUMENTS TO THE LENDER I SAID I WAS TOLD TO WE WERE FILING A SUIT AGAINST THE LENDER HE CAME UP WITH SOME LIE HE CREATED OUT OF THIN AIR I TOLD HIM I WANTED A REFUND ALSO I SENT A EMAIL REQUESTING MY MONEY BACK WE ARE PISSED BECAUSE THINGS DID NOT MAKE SINCE BECAUSE WE WERE JUST LIED TO SO SOMETHING TOLD ME THE SEARCH THIS COMPANY AND I FOUND THE COMPANY NOW HAS A “F “RATING AFTER A FEW MONTHS WE THEN GOT A CALL FROM INGRID SAYING SHE WAS WORKING ON ARE REFUND NOW SHE WAS THE SAME PERSON WHO WORKED AT JANIAND AND ASSOCIATES WHICH SHE HAD THE SAME NUMBER AS I WAS GIVEN BEFORE SO I DID A LITTLE DIGGING AND SAW THAT THESE COMPANIES ARE ALL THE SAME IT SEAMS LIKE WHEN THEY GET A F RATING THEY CHANGE COMPANIES SO I THOUGHT SINCE I WAS ON TO SOMETHING I DID SOME REACH THERE IS ANOTHER COMPANY CALLED NATIONAL CONSUMER ATTORNEY GROUP @866 895 0606 CALL AND ASK FOR INGRID THEY WILL SEND YOU TO HER VOICE MAIL THE ALSO HAVE A F RATING I HAVE A ATTORNEY TO SUE THIS COMPANY FOR OTHER PEOPLE WHO HAVE PROBLEMS LIKE ME LETS JOIN TO SHUT THEM DOWN AND BEHIND BARS I AM VERY UPSET THAT I WAS TAKEN ADVANTAGE WE JUST WANTED TO SAVE ARE HOME. PLEASE DON’T WORK WITH THIS COMPANY ITS ALL A SCAM……
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